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10-Q - WTI Fund X, Inc. (0001850938) (Filer)

Wed, May 14, 6:46 PM (61 days ago)

**WTI Fund X, Inc. (Ticker: N/A)** **Q1 2025 Financial Performance Summary:** - **Revenue:** $17.0 million (down 5.9% YoY) - **Profit Margins:** Net investment income margin was 17.44% (down from 20.95% YoY) - **Cash Flow:** Negative cash flow from operations of $14.6 million (down from positive $16.7 million YoY) - **Earnings Changes:** Net increase in net assets from operations was $2.97 million (down from $9.46 million YoY) - **Quarterly Performance:** The fund experienced a decrease in investment income due to early loan payoffs and higher average debt outstanding, leading to increased interest expenses. **Trends and Uncertainties:** - **Market Conditions:** Global economic uncertainties, including inflation, interest rate volatility, and geopolitical tensions, may impact the fund's portfolio companies and investment returns. - **Liquidity:** The fund maintains sufficient liquidity through cash balances, scheduled loan payments, and access to capital from its debt facility and shareholder contributions. - **Credit Risk:** The fund's portfolio is subject to credit risk, with potential impacts from rising inflation and economic downturns on borrowers' ability to service debt. **Future Operations Impact:** - **Investment Strategy:** The fund will continue to focus on providing debt financing to venture-backed companies, with a diversified portfolio to manage risks. - **Liquidity Management:** The fund will monitor liquidity resources and demands, ensuring access to capital through its debt facility and shareholder contributions. - **Risk Management:** The fund will maintain close communication with portfolio companies and oversee credits to manage potential risks and improve loan performance. **Note:** Amounts are usually in thousands, 000s.