Thu, Apr 24, 8:14 PM (29 days ago)
**TransUnion (TRU) Q1 2025 Financial Summary** **Financial Health and Performance:** - **Revenue:** $1,095.7 million, up 7.3% YoY. - **Operating Income:** $254.4 million, up 61.9% YoY. - **Net Income:** $152.7 million, up 118.1% YoY. - **EPS:** $0.76, up 120.6% YoY. - **Cash Flow from Operations:** $52.5 million, down 2.6% YoY. **Profit Margins:** - **Operating Margin:** 23.2%, up from 15.4% in Q1 2024. - **Net Margin:** 13.9%, up from 6.9% in Q1 2024. **Cash Flow:** - **Operating Cash Flow:** $52.5 million, down from $54.0 million in Q1 2024. - **Capital Expenditures:** $68.4 million, up from $62.4 million in Q1 2024. **Earnings Changes:** - **Revenue Growth:** Driven by U.S. Markets (8.6%) and International (2.5%) segments. - **Operating Expenses:** Down 2.6% YoY, with significant reductions in selling, general, and administrative expenses. **Quarterly Performance Discussion:** - **Revenue Growth:** Strong performance in Financial Services and Emerging Verticals. - **Operating Income:** Significant increase due to higher revenue and cost savings. - **Net Income:** Substantial increase due to higher operating income and lower taxes. **Trends and Uncertainties:** - **Macroeconomic Factors:** Resilient U.S. economy but with potential risks from tariffs and inflation. - **Transformation Plan:** Ongoing initiatives to optimize operations and technology. - **Debt Management:** Strategic refinancing and interest rate hedging. **Future Operations Impact:** - **Growth Strategy:** Focus on data expansion, analytics, and technology infrastructure. - **Risk Management:** Continued focus on cost containment and strategic investments. **Segment Performance:** - **U.S. Markets:** Strong growth in Financial Services and Emerging Verticals. - **International:** Mixed results with growth in regions like the UK and Africa, but challenges in India. **Non-GAAP Measures:** - **Adjusted EBITDA:** $397.1 million, up 10.9% YoY. - **Adjusted Net Income:** $207.6 million, up 16.0% YoY. **Liquidity and Capital Resources:** - **Cash and Cash Equivalents:** $609.9 million. - **Debt:** $5,060.2 million in long-term debt. - **Share Repurchase:** $5.4 million spent on repurchasing 63,000 shares. **Dividends:** - **Q1 2025 Dividends:** $22.6 million paid. **Forward-Looking Statements:** - **Risks:** Macroeconomic conditions, regulatory changes, and competitive pressures. - **Opportunities:** Continued growth in data and analytics, strategic acquisitions, and technology investments.