Thu, May 8, 6:07 PM (11 days ago)
**Primerica, Inc. (PRI) Q1 2025 Financial Summary** **Financial Health & Performance:** - **Revenue:** $804.8M (+9% YoY) - **Net Income:** $169.1M (+23% YoY) - **EPS:** $5.05 (+28% YoY) - **Cash Flow from Operations:** $197.5M (-6% YoY) **Key Metrics:** - **Net Premiums:** $448.3M (+4% YoY) - **Commissions & Fees:** $297.0M (+19% YoY) - **Net Investment Income:** $41.7M (+10% YoY) - **Benefits & Expenses:** $583.5M (+8% YoY) **Segment Performance:** - **Term Life Insurance:** Revenue $457.8M (+4% YoY), Income $146.8M (+6% YoY) - **Investment & Savings Products:** Revenue $290.8M (+19% YoY), Income $81.3M (+24% YoY) - **Corporate & Other:** Revenue $56.2M (+8% YoY), Loss $6.7M (vs. $10.5M loss YoY) **Trends & Uncertainties:** - **Positive Trends:** Strong equity market performance, higher interest rates driving investment income. - **Uncertainties:** Economic uncertainty, cost of living pressures, regulatory changes. **Future Operations Impact:** - Continued focus on term life insurance and investment products. - Potential impacts from regulatory changes and economic conditions. **Stock Performance (as of Q1 2025):** - **Ticker:** PRI - **Market Cap:** ~$10.5B - **52-Week Range:** $175.00 - $320.00 - **Dividend Yield:** 0.5% **Analyst Ratings (as of Q1 2025):** - **Buy:** 5 - **Hold:** 3 - **Sell:** 0 - **Price Target:** $305.00 (avg.) **Conclusion:** Primerica's Q1 2025 results reflect strong revenue growth and improved profitability, driven by increased commissions and fees, and higher net investment income. However, the company faces uncertainties from economic conditions and regulatory changes. The stock has performed well, with a positive outlook from analysts.