Fri, Apr 25, 10:27 AM (28 days ago)
**Fiserv, Inc. (FI) Q1 2025 Financial Summary** **Financial Health & Performance:** - **Revenue:** $5.13 billion, up 5% YoY, driven by processing revenue growth and partially offset by foreign exchange rate fluctuations. - **Profit Margins:** Operating margin increased to 27.2% from 24.2% YoY, benefiting from scalable revenue growth and expense management. - **Earnings:** Net income attributable to Fiserv, Inc. was $851 million, up 16% YoY. **Cash Flow:** - **Operating Cash Flow:** $648 million, down 22% YoY due to higher working capital use. - **Capital Expenditures:** $335 million, down 20% YoY. **Segment Performance:** - **Merchant Solutions:** Revenue up 5% YoY, driven by Small Business and Enterprise segments. - **Financial Solutions:** Revenue up 6% YoY, driven by Digital Payments and Issuing segments. **Trends & Uncertainties:** - **Acquisitions:** Completed acquisitions of Payfare and CCV Group B.V. in Q1 2025. - **Debt:** Increased debt due to commercial paper issuance and senior notes offering. - **Foreign Exchange:** Continued exposure to foreign currency fluctuations, particularly in Latin America. **Future Operations & Impact:** - **Growth Strategies:** Focus on innovation, integration, and strategic acquisitions. - **Risk Management:** Monitoring geopolitical conditions, interest rates, and foreign exchange rates. - **Share Repurchases:** Continued share repurchase program, with $2.2 billion repurchased in Q1 2025. **Ticker:** FI