Tue, Apr 29, 8:20 PM (13 days ago)
**Fair Isaac Corporation (FICO) Q1 2025 Financial Summary** **Financial Health & Performance:** - **Revenue:** $498.7 million (Q1 2025) vs. $433.8 million (Q1 2024), a 15% increase. - **Net Income:** $162.6 million (Q1 2025) vs. $129.8 million (Q1 2024), a 25% increase. - **Operating Income:** $245.6 million (Q1 2025) vs. $194.8 million (Q1 2024), a 26% increase. - **Earnings per Share (EPS):** $6.59 (Q1 2025) vs. $5.16 (Q1 2024), a 28% increase. - **Cash Flow from Operations:** $268.9 million (H1 2025) vs. $193.2 million (H1 2024), a 39% increase. **Profit Margins:** - **Operating Margin:** 49% (Q1 2025) vs. 45% (Q1 2024). - **Net Margin:** 33% (Q1 2025) vs. 30% (Q1 2024). **Segment Performance:** - **Scores Segment:** Revenue increased by 25% to $297.0 million, driven by higher unit prices and royalties. - **Software Segment:** Revenue increased by 2% to $201.7 million, with a 7% increase in on-premises and SaaS software revenue, partially offset by a 9% decrease in professional services revenue. **Cash Flow & Liquidity:** - **Cash and Cash Equivalents:** $146.6 million (March 31, 2025) vs. $150.7 million (September 30, 2024). - **Total Debt:** $2.5 billion (March 31, 2025) vs. $2.2 billion (September 30, 2024). - **Share Repurchases:** $207.0 million (Q1 2025) vs. $179.5 million (Q1 2024). **Trends & Uncertainties:** - **Positive Trends:** Strong performance in the Scores segment, increased SaaS growth, and higher operating margins. - **Uncertainties:** Potential impacts from global economic conditions, regulatory changes, and competitive pressures. **Future Operations:** - FICO expects to continue investing in growth opportunities, including strategic acquisitions and product development. - The company plans to maintain its share repurchase program, with $394.1 million remaining under the July 2024 program. - FICO anticipates sufficient liquidity to fund operations and capital requirements for at least the next 12 months.