Wed, Apr 30, 8:30 PM (23 days ago)
**Discover Financial Services (DFS) Q1 2025 Financial Summary** **Financial Health & Performance:** - **Revenue:** $4.8 billion (interest income) and $0.7 billion (other income). - **Profit Margins:** Net income margin of 23.5%. - **Cash Flow:** Positive cash flow from operations at $2.1 billion. - **Earnings Changes:** Net income increased by 30% to $1.1 billion. - **Quarterly Performance:** Strong performance in net interest income and other income. **Key Metrics:** - **Revenue:** $4.8 billion (interest income) and $0.7 billion (other income). - **Net Income:** $1.1 billion, up 30% from Q1 2024. - **Earnings per Share (EPS):** $4.25 (basic and diluted). - **Cash Flow:** Positive operating cash flow at $2.1 billion. **Trends & Uncertainties:** - **Positive Trends:** Increased net interest income and other income. - **Uncertainties:** Regulatory environment, economic conditions, and merger impact. **Future Operations Impact:** - **Merger with Capital One:** Expected to close in May 2025, impacting future operations and financial performance. - **Regulatory Environment:** Ongoing regulatory scrutiny and potential fines. **Ticker:** DFS **Note:** Amounts are in millions.